Checklist: Refinance Closing Costs, Line by Line

Print this page or keep it open while you talk with lenders. These questions relate to the guides on this site.

  • Is a reissue rate available for title insurance?
  • Can I shop title and settlement services?
  • How large is the new escrow deposit?
  • When will my old escrow refund arrive?
  • Who is the closing agent?

Before any application

  • Verify the lender and loan officer on NMLS Consumer Access.
  • Ask for a Loan Estimate and compare it with at least one other.
  • Never send documents or wire funds based only on an email request.

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